i need cheaper car insurance!!
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From: El Cerrito, CA
Car Info: 2014 Mazda MX-5 GT PRHT
Originally Posted by raazin
www.unitrin.com good luck
Hey.. I have Unitran.. it's really cool. I only pay about 85 bux a month now
and for my civic, it's about 67 bux. I used to pay over 400 dollars for both every month. Thank you Unitran!hehe
serious though.
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From: Folsom, CA
Car Info: 02 WRX/05 Legacy
Originally Posted by wrexxy
Actually with family, so long as you are living in the same household as them (and you fall within that age range, I assume Mikey's not in his 30's living at home) there is a multi car discount that can be applied against the other cars in his household. Even if these other vehicles are not registered under his name. Because the other residents of the house are relatives the insurance company would classify all vehicles as being registered under the same person. This way he wouldn't have to put money towards another car, and can still use the wrx for it's initial intention- to drive. If he did this he would receive a discounted rate because of multiple drivers that own multiple cars. Ofcourse, as Stock Y-gon pointed out, other factors would now be at rish...Anyway, this is how it is with my insurance carrier. I've talked to them about this before, and this is how it was explained to me.
I was talking about 1 policy that encompasses everyone in the household.
Last edited by bemani; Sep 23, 2004 at 01:46 PM.
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Car Info: my 02 Wrx > STi = G35
Originally Posted by bemani
You're talking about 2 separate policies now, right?
I was talking about 1 policy that encompasses everyone in the household.
Yes, you can get multiple car discount that way, but the discount isn't as big. I have my own policy and I'm up to 3 cars now, and my WRX's annual insurance is less than the original poster's monthly insurance with enough coverage in case someone tries to sue for my house
I was talking about 1 policy that encompasses everyone in the household.
Yes, you can get multiple car discount that way, but the discount isn't as big. I have my own policy and I'm up to 3 cars now, and my WRX's annual insurance is less than the original poster's monthly insurance with enough coverage in case someone tries to sue for my house
bottom line, go to a cheaper insurance carrier, get good insurance coverage for not just liability for for full comprehensive and collision. it's always nice to know that you and your car are also covered incase something really bad happens.
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thanks everyone for the great advice! im definitely going to go check out unitrin and perhaps look into the second car idea.. i wanted to buy another car for a daily driver anyway since the wrx is going to be down every now and then to put in all the good crazy stuff lol :banana: all very good ideas. i can't put my car insurance under my mom's name though because we use to do that and i got into one major accident and got a couple of tickets that made her premium go sky high so we decided seperate insurance is the way to go. well i hope unitrin works out for me, imma check it out when i get some free time.. thanks everyone! 
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From: Roseville, CA
Car Info: 1995 Subaru Impreza 1.8 L
Raise the deductable, and take some options out of the policy, and the rates should decrease. But thats way too much for insurance... Might have to get a different company, or a different car...
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i was/am in the same positon right now. i actually had to cancel my AAA b/c my monthly bill was about 375! my poor suby has been taking an extened vacation since march. good to hear that there may be ways to lower the premium by buying a second car.
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jeez.. i guess my driving record is really bad.. i just got a full quote from unitrin and even they are charging me 4000 a year! i mean i save a little over 1000 a year but come on.. i still don't really want to pay more than 2 or 3 g's a year if i had to. anyone else have any other insurance companies i can get some quotes from? wut does everyone think about eastwood? my co-workers seem to think they're pretty good but i donno the whole cowboy thing isn't really my style lol..
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Joined: Jun 2004
Posts: 519
From: naet
Car Info: fast
Since I'm not an insurance pro, usually what could be taken out of the coverages and how much would you usually pay for a certain coverage?
edit: Oh yea and do you still get to take out the deductable or is that included on the annual cost?
edit: Oh yea and do you still get to take out the deductable or is that included on the annual cost?
Last edited by Cup; Sep 25, 2004 at 11:38 PM.
you know the best way to lower your insurance costs is to not drive like an idiot.....
But on a serious note...maybe you should consider selling your car, especially if you're still in college! Just wait till you graduate to get a nicer car.
But on a serious note...maybe you should consider selling your car, especially if you're still in college! Just wait till you graduate to get a nicer car.
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Joined: Jan 2004
Posts: 114
From: SF Bay Area
Mercury and 21st century are ok companies...
but to the sound of it -- you are a young driver, in a fast car (and insurance companies know you modify the car) and you have tickets, so they have an excuse to know you drive fast...
the only way to lower your insurance is to a) have less points, b) higher deductibles c) go to a low cost insurance company like eastwood, bristolwest... try a google search or someother no name (be careful though... some dont let your friends drive your car, so if someone else drivers your drunk *** home, and something happens you can be in trouble.)
but to the sound of it -- you are a young driver, in a fast car (and insurance companies know you modify the car) and you have tickets, so they have an excuse to know you drive fast...
the only way to lower your insurance is to a) have less points, b) higher deductibles c) go to a low cost insurance company like eastwood, bristolwest... try a google search or someother no name (be careful though... some dont let your friends drive your car, so if someone else drivers your drunk *** home, and something happens you can be in trouble.)
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