Nov 5th - send a message to the banks

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Old Oct 27, 2011 | 12:09 PM
  #76  
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Originally Posted by Overbear
Dereg was part of the problem. Clinton pulled the saftey valves out of the system at the same time he put new regulation in place and that caused parts of what happened.

However, I note you keep avoiding the fact that people, the ones taking out the loans were just as cupable as the banks/goverment.
I never dodged what you said I dodged, I answered it with this.

It wasn't the people's fault that got the loans, they were lied to by the financial institutions that were told to give people loans by .warshington.

Look back at my posts, you may have overlooked I DID reply .
Old Oct 27, 2011 | 12:11 PM
  #77  
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I've used CU's exclusively for 20 years - closest thing to a major bank I've got is a CC that got bought by BofA a few years back that I haven't bothered closing. Levels of service are so much better, too.
Old Oct 27, 2011 | 12:16 PM
  #78  
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Not tryin to be a lazy ***, but I typed in bay area credit unions and each one has their own unique name and crap... Anyone suggest good popular credit unions so I can at least narrow down my searches for a good CU?
Old Oct 27, 2011 | 01:11 PM
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patelco and tech CU
Old Oct 27, 2011 | 01:46 PM
  #80  
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I have Uncle CU.. They have a branch in Livermore, Pleasanton, and Tracy so its a little tough if you don't live in one of those cities. They do however have on-line banking, and their loan rates are damn good! They gave me a car loan of 10k with ZERO previous credit history, and no cosigner.. I'm happy with em
Old Oct 27, 2011 | 01:58 PM
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Old Oct 27, 2011 | 02:24 PM
  #82  
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Originally Posted by Overbear
Really....

Ok lets see, who is responcible for all the bad loans...the banks? no...the people who applyed for the loans in the first place KNOWING they could not afford it.

Lets continue with this. Whos fault is it, when the credit limit is pushed and CC's are maxed out...the bank? NO...again people.

Placing the blaim on the banks is like saying guns kill people all by themselves. Yes teh banks have some culpablity in this, but the bigger problem are the idiots now standing up and demanding this and that.
holy **** i actually agree with Overbear on something.
Old Oct 27, 2011 | 08:17 PM
  #83  
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Originally Posted by irrational x
holy **** i actually agree with Overbear on something.
and low there rised 4 horses, and on the 4 horses rode death...
Old Oct 28, 2011 | 06:55 AM
  #84  
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Originally Posted by iLoqin
Not tryin to be a lazy ***, but I typed in bay area credit unions and each one has their own unique name and crap... Anyone suggest good popular credit unions so I can at least narrow down my searches for a good CU?
I love www.starone.org
Old Oct 28, 2011 | 07:23 AM
  #85  
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Originally Posted by Overbear
Now that I can agree with, however the idiots calling for this Nov 5th crap, and the bigger OWS idiots don't get that.

They want the banks to be the bad guy, of course the people arn't to blame, they were tricked don't you know.
Lets see who loves to spit out CCs to everyone knowing they can't pay it back to make more profit... Hmmmm
Old Oct 28, 2011 | 07:29 AM
  #86  
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Originally Posted by iLoqin
Lets see who loves to spit out CCs to everyone knowing they can't pay it back to make more profit... Hmmmm
What happened to personal responsibility? Its always someone else's fault.
Old Oct 28, 2011 | 07:33 AM
  #87  
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Originally Posted by $hane
What happened to personal responsibility? Its always someone else's fault.
THIS X11tybillion
Old Oct 28, 2011 | 07:56 AM
  #88  
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Originally Posted by $hane
What happened to personal responsibility? Its always someone else's fault.
Completely agree there. It's the people's own damn fault for taking on more credit than they can handle.

But on the flip side, the banks were essentially lending their customer's money to people they knew would not be able to re-pay the debt. So what happened to their responsibility to protect our money?

-- Ed
Old Oct 28, 2011 | 07:58 AM
  #89  
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Originally Posted by EQ Tuning
Completely agree there. It's the people's own damn fault for taking on more credit than they can handle.

But on the flip side, the banks were essentially lending their customer's money to people they knew would not be able to re-pay the debt. So what happened to their responsibility to protect our money?

-- Ed
its federally insured so what do they care
Old Oct 28, 2011 | 08:01 AM
  #90  
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Originally Posted by $hane
its federally insured so what do they care
Exactly the problem. What does federally insured really mean? It's insured by our tax dollars! So the banks made irresponsible decisions with our money because it's insure by more of our money?! How insane is that?

-- Ed



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