Insurance: Age/Company/Record/car
one year doesnt do anything for accidents, it takes 3 eyars for it to clear completely, which is when you will see a drop. YOu also get better rates depending on your job
I get a 15% discount for being an engineer
I get a 15% discount for being an engineer
I don't need more cowbell dammit!
iTrader: (5)
Joined: Jun 2003
Posts: 3,203
From: Equally as important as Walter
Car Info: E82
Originally Posted by MVWRX
Thanks for the hints...I'm gonna talk to my rep about lowering the cost...plus I'm about to come up on 1 year from my accident so it should go down a little. Oh, yeah you're right about the deductable...I didn't realize 250 is low, so yeah. But I got hit-and-run a month ago so I'm glad my deductable is so low....
Registered User
Joined: Aug 2003
Posts: 140
From: San Jose, CA
Car Info: 04 WRX STi - Aspen White / Silver
age: 23
ins. co.: Liberty Mutual
records: Me - 1 accident, Girlfriend - none
cost: approx $2000/year (forgot exact figures)
cars: 04 STi, 97 Celica GT Convertible
Full coverage, deductibles $1k.
GF drives about 12k miles a year on her Celica, I do about 7k a year on the STi.
ins. co.: Liberty Mutual
records: Me - 1 accident, Girlfriend - none
cost: approx $2000/year (forgot exact figures)
cars: 04 STi, 97 Celica GT Convertible
Full coverage, deductibles $1k.
GF drives about 12k miles a year on her Celica, I do about 7k a year on the STi.
Registered User
iTrader: (38)
Joined: Oct 2003
Posts: 7,783
From: rightBehindYou, HI
Car Info: 1973 Huevo Ranchero
age: 29(me) 28(wife)
ins. co.: Progressive
records: Me - 2 speeding, Wife - 2 speeding and an accident last week
cost: 445/month (forgot exact figures)
cars: 04 STi, 03 Wrx wagon
Full coverage, deductibles $500.
wife drives about 12k miles a year on her wrx , I do about 14k a year on the STi.
[size=1]aloha from the summit of *-^-Mauna Kea-^-*
ins. co.: Progressive
records: Me - 2 speeding, Wife - 2 speeding and an accident last week
cost: 445/month (forgot exact figures)
cars: 04 STi, 03 Wrx wagon
Full coverage, deductibles $500.
wife drives about 12k miles a year on her wrx , I do about 14k a year on the STi.
[size=1]aloha from the summit of *-^-Mauna Kea-^-*
Registered User
Joined: Jan 2005
Posts: 133
From: Livermore, CA
Car Info: 05' WRX Sedan
age:20
ins. co: Allstate
record: Clean
cost: around $230 a month
car: 05 wrx sedan
i live in cali too AND it is with a student discount for good grades
full coverage, $1000 deduct.
ins. co: Allstate
record: Clean
cost: around $230 a month
car: 05 wrx sedan
i live in cali too AND it is with a student discount for good grades
full coverage, $1000 deduct.
Registered User
iTrader: (1)
Joined: Aug 2004
Posts: 3,312
From: UCIrvine
Car Info: '05 Crystal Grey Metallic WRX Sport Wagon
Originally Posted by ucbsti
one year doesnt do anything for accidents, it takes 3 eyars for it to clear completely, which is when you will see a drop. YOu also get better rates depending on your job
I get a 15% discount for being an engineer
I get a 15% discount for being an engineer
Really? I thought my agent said something about increments of years until it's totally cleared by 3 years...I might have misunderstood.
I should ask if they'll give me a discount for being a research assistant...
Registered User
Joined: Nov 2003
Posts: 1,004
From: Northern Bay Area: Larkspur
Car Info: 02 Silver WRX sedan. Eibach springs, Blitz NUR cat back, Rota 17" Attacks, Cobb AccessPort/DP
AGE: 33
Ins. Co.: AAA
Record: Spotless
Cost: $1700 yr.
Car: 02 WRX sedan / 75 280Z
AAA has the WRX/STI listed as a "special" case vehicle or something like that. I'm getting robbed.
Ins. Co.: AAA
Record: Spotless
Cost: $1700 yr.
Car: 02 WRX sedan / 75 280Z
AAA has the WRX/STI listed as a "special" case vehicle or something like that. I'm getting robbed.
Registered User
Joined: Sep 2004
Posts: 277
From: Fremont
Car Info: '05 STI
I'm getting screwed:
age: 26
record: clean
company: esurance
car: 05 STI
rate: $180/month (2160/year)
A lot of you seem to be on your parent's plans still. I wish I could do that, but being 26 and having the loan in my name doesn't help. I checked everywhere for prices, and with a $500 deductable $172 was the best I found per month, but I needed to pay a year in advance so I went with esurance which lets me pay every month.
Insurance is the biggest rippoff ever. I wish I had an extra $25k to deposit with the DMV so I could be self insured. At $180 a month I'd be making 8.64% a year on that deposit.
age: 26
record: clean
company: esurance
car: 05 STI
rate: $180/month (2160/year)
A lot of you seem to be on your parent's plans still. I wish I could do that, but being 26 and having the loan in my name doesn't help. I checked everywhere for prices, and with a $500 deductable $172 was the best I found per month, but I needed to pay a year in advance so I went with esurance which lets me pay every month.
Insurance is the biggest rippoff ever. I wish I had an extra $25k to deposit with the DMV so I could be self insured. At $180 a month I'd be making 8.64% a year on that deposit.
Thread Starter
Registered User
Joined: Feb 2005
Posts: 173
I am on my parents plan but i don't think it helps i am insured on a heavily modded C5 corvette an 05 acura TL, a 96 gsr integra, 95 4runna, 02 wrx..
Is that why i pay so freaking much? Anyone know how that worx?
Is that why i pay so freaking much? Anyone know how that worx?
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CaliSuby
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Jun 24, 2011 08:54 AM