Bay area insurance rates: 2.5i vs WRX vs STI
#2
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well Ive got an STi with a kind of a spotty record and I pay 150 a month. couple of tickets and an accident. Ive got full coverage and uninsured motorist and rental car coverage. I theirs way more to it then just modles though. your record and the amount of coverage you want has a lot to do with it.
#3
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Location: Hollister
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Car Info: 09 WRX Stage 2
well Ive got an STi with a kind of a spotty record and I pay 150 a month. couple of tickets and an accident. Ive got full coverage and uninsured motorist and rental car coverage. I theirs way more to it then just modles though. your record and the amount of coverage you want has a lot to do with it.
#4
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Location: San Francisco
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Car Info: 2002 Black Subaru WRX Sedan Stage 2
Get quotes from insurance companies. Difference between us and you is pretty much night and day. Also, rates are by neighborhood, not for the whole bay area.
The differences between car models are probably not enough to matter. Think: are you really willing to get a totally different model car just because the insurance is a little more for what you really want?
The differences between car models are probably not enough to matter. Think: are you really willing to get a totally different model car just because the insurance is a little more for what you really want?
#5
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Car Info: 2011 WRX hatch gray
Saw this post on nasioc:
http://forums.nasioc.com/forums/show...rance+2+5i+wrx
http://forums.nasioc.com/forums/show...rance+2+5i+wrx
Six-month premium:
09 Forester XT $532 (currently wife's car)
Other new cars I might like to own (compared to 09 FXT cost):
08 Impreza 2.5i...(-$47)
08 Pontiac G8 GT...(-$27)
08 WRX...(+$59)
08 BMW 335xi...(+$74)
09 Chev Corvette Z06...(+$99)
09 Dodge Viper...(+$407)
08 Honda S2000...(+$427)
08 STi...(+$497)
08 EVO...(+$611)
08 Porsche 911 Turbo Cabriolet (+$808)
I was guessing that it would be maybe $200 more expensive ($300 tops) every 6-months, not $500.
09 Forester XT $532 (currently wife's car)
Other new cars I might like to own (compared to 09 FXT cost):
08 Impreza 2.5i...(-$47)
08 Pontiac G8 GT...(-$27)
08 WRX...(+$59)
08 BMW 335xi...(+$74)
09 Chev Corvette Z06...(+$99)
09 Dodge Viper...(+$407)
08 Honda S2000...(+$427)
08 STi...(+$497)
08 EVO...(+$611)
08 Porsche 911 Turbo Cabriolet (+$808)
I was guessing that it would be maybe $200 more expensive ($300 tops) every 6-months, not $500.
#6
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Last edited by xdeathwishx; 10-28-2010 at 04:31 PM.
#8
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I am interested in knowing how much cheaper the 2.5i rate is too (besides the one data point above)
#12
My first suggestion is to go under your parents umbrella insurance. Chances are they have been with the same company for a while. I got my yearly insurance for about 600 less than it would have been if I had been on my own. The insurance agent actually suggested I go that way.
I bought my 2010 wrx last january and when I was going price hunting for insurance, my average quote was right around 1800 a year. I called about 7-8 different companies for this as well.
Another tidbit of info as well, almost all the companies were charging nominally more for the 2.5i premium than for the wrx base. I found that odd and amusing.
I bought my 2010 wrx last january and when I was going price hunting for insurance, my average quote was right around 1800 a year. I called about 7-8 different companies for this as well.
Another tidbit of info as well, almost all the companies were charging nominally more for the 2.5i premium than for the wrx base. I found that odd and amusing.
#14
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Car Info: Saab 9-2x Aero/Sti
Easiest way to get an idea on what a particular car will cost you is to just go to eurance. NOTE, due to my personal experience, I would never buy their coverage. Price is pretty similar across most "performance" cars is pretty similar. It all depends on the area's insurance losses on the vehicle, and the class the vehicle falls into. Back when I was living with my parents the Mustang v6/gt/cobra, camaro, civic, rsx, wrx, sti, legacy GT, evo, m3, 330ci were all the SAME cost. Ultimately went with the GTO because it falls into a luxury category which made the insurance less than most other stuff. On my insurance the 05 GTO was $80/mo where the 05 92-x (the ins co knows its just a wrx wagon) is $100/mo. I drive the GTO so little that I went to an agreed value collector's car insurance that is ~$300/yr.
If you have a clean record I highly recommend Wawanesa. They were half the price of anyone else last time I renewed.
Pulled these from esurance just now all 2005 m/y
monthly In S.F., 26y/o M clean record 100/300 BI 50 PD $500 deductible comp& collision
wrx $168
sti $167
Impreza $128
Stang GT $167
Stang v6 $150
Rsx typ s $161
Rsx $152
CTS-V $145
CTS $104
A4 2.0T $147
S4 $212 (always blow all other perf cars out of the water for ins costs)
330ci $178
M3 $159
92 aero $118
92 linear $104
Cooper $137
Cooper s $152
Lancer Evo$155
Lancer $143
Looks like they've slightly adjusted the difference between performance and base models of the same car since I last shopped rates. But the difference is still negligible for most. Like I said depends mostly on model's history, and class.
If you have a clean record I highly recommend Wawanesa. They were half the price of anyone else last time I renewed.
Pulled these from esurance just now all 2005 m/y
monthly In S.F., 26y/o M clean record 100/300 BI 50 PD $500 deductible comp& collision
wrx $168
sti $167
Impreza $128
Stang GT $167
Stang v6 $150
Rsx typ s $161
Rsx $152
CTS-V $145
CTS $104
A4 2.0T $147
S4 $212 (always blow all other perf cars out of the water for ins costs)
330ci $178
M3 $159
92 aero $118
92 linear $104
Cooper $137
Cooper s $152
Lancer Evo$155
Lancer $143
Looks like they've slightly adjusted the difference between performance and base models of the same car since I last shopped rates. But the difference is still negligible for most. Like I said depends mostly on model's history, and class.
#15
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Join Date: Jul 2009
Location: Fremont, CA
Posts: 464
Car Info: 2009 Subaru WRX Hatchback
My first suggestion is to go under your parents umbrella insurance. Chances are they have been with the same company for a while. I got my yearly insurance for about 600 less than it would have been if I had been on my own. The insurance agent actually suggested I go that way.
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