Another car insurance thread

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Old 03-04-2010, 01:32 PM
  #31  
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I've been with USAA non-stop. Even if there was a slightly less expensive alternative for me, (which for me there has not been) the service I have received whenever I filed a claim was first class. They never tried dicking me around or anything shady. That means a lot to me when I pay them every month.
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Old 03-04-2010, 01:47 PM
  #32  
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i pay $1950 annually for 2 cars, M3 and a wrx, full coverage 500 dollar deductible from AAA and im 25 with a point on my record.
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Old 03-04-2010, 01:56 PM
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Originally Posted by kspek
i pay $1950 annually for 2 cars, M3 and a wrx, full coverage 500 dollar deductible from AAA and im 25 with a point on my record.
damn that's good! are you getting a discount for renter's insurance or anything?
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Old 03-04-2010, 01:58 PM
  #34  
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A few years ago i would have been ok with being with a smaller company but, due to the current economical climate i would stick with the big companies, the one's that the gov seems to think are too big to fail. In our area natural disaster is an eventuality and you should consider those aspects as well. Just my two cents please dont kill me.
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Old 03-04-2010, 02:13 PM
  #35  
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Originally Posted by Giibo
damn that's good! are you getting a discount for renter's insurance or anything?
i have my property insurance with them as well but i didn't know that offers extra discount, time to give them a call lol.
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Old 03-04-2010, 02:26 PM
  #36  
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Originally Posted by Gibz
now that I'm actually dying from kidney failure
Whoa. Am I reading this correctly Say it ain't so.
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Old 03-04-2010, 02:40 PM
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Wish I could say it's not true :/

Originally Posted by glenspen
Whoa. Am I reading this correctly Say it ain't so.
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Old 03-04-2010, 03:00 PM
  #38  
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Originally Posted by Gibz
Wish I could say it's not true :/
That sucks

I'm not sure what to say to that seeing as we don't know each other, but that's really sad. I know you've got a lot of friends on i-club.
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Old 03-04-2010, 04:08 PM
  #39  
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Originally Posted by Gibz
Wish I could say it's not true :/
I don't know what to say. You two have been through so much in the last couple years. I'm sorry. But FWIW you guys are the best. I'm proud to know you both...
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Old 03-05-2010, 08:32 AM
  #40  
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aww thank you guys!!!
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Old 03-09-2010, 09:50 PM
  #41  
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switched form Farmer's to Geico...
I was paying $145/month for my WRX and now pay $157 for my WRX and my wife's saab 9-3! HELLA BETTER, haahahaha. coverage is just about the same too.
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Old 03-09-2010, 10:11 PM
  #42  
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Originally Posted by code3suby
I recommend Safeco, I saved like almost 800 bucks a year by switching to them, and when you get renters insurance their discount is so high it almost makes the renters insurance free. I went to them off of recommendation of a lot of people here.

I have 2 vehicles, STI and a 4runner and I have 30/60/30 and I pay 140 a month which includes renters insurance.
Safeco recently entirely f**cked me on my claim. I would NEVER go with them.
Over $7k of stuff stolen out of my car (parked in front of my house). They covered $200 (and I have a $500 deductible) due to various "special exclusions and limits". And I had both renters and auto insurance. Paid premiums on both without fail for the last 10 years and this was my first claim.

F**k Safeco.
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Old 03-10-2010, 06:29 AM
  #43  
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Originally Posted by malachi
Safeco recently entirely f**cked me on my claim. I would NEVER go with them.
Over $7k of stuff stolen out of my car (parked in front of my house). They covered $200 (and I have a $500 deductible) due to various "special exclusions and limits". And I had both renters and auto insurance. Paid premiums on both without fail for the last 10 years and this was my first claim.

F**k Safeco.
What are these said exclusions? I need to take pictures of everything I own still.... thats RIDICULOUS cause their literature makes it sound like I'm fully covered.
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Old 03-10-2010, 06:47 PM
  #44  
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Originally Posted by code3suby
What are these said exclusions? I need to take pictures of everything I own still.... thats RIDICULOUS cause their literature makes it sound like I'm fully covered.
"Coverage for loss of any CDs, DVDs or tapes is limited to a maximum of $200"

"Radar detectors are explicitly excluded from coverage."

"Any electronic equipment that plugs into the car is excluded."

And there are more....
Read the fine print.
Ask for a copy of all exceptions and exclusions and conditions.
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