damn 88 ford ranger... didnt know fords lasted that long.

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i have 02RS so can't really tell you. but the best thing to do is to get the VIN when you talk to your insurance company. You'll get an accurate quote. Being young would suck on the rate. I would recommand you go under your parents or something. They get a multicar discount and you just for your share (which is lower than on your own).