the situation: my mom calls me asking if i have a jcpenny card and i said no. She had received a call around 3:50pm. The caller informs my mom that under my name or my dads name that we spend $200+ in december and it needs to be paid. i dont have a card but my parents do. My parents claim that they have not spent anything at that amount. caller ID says allied interest 1 (866) 460 9016. My mom accidentally gives out my dads SSN.

My first instinct was to head over to the SS office and file a claim or something but they are closed. I will be heading over there tomorrow to see whats up.

has anyone ever experienced this?

 

http://800notes.com/Phone.aspx/1-866-460-9016

 

Correction: my mom gave out the last 4 digits of my dads ssn. Should i be in any danger? Im still going to the ss office tomorrow

 

Can't do much with the last 4 digits unless they have his drivers lic, as well as other info (bank account numbers, etc)

 

ok.

my moms tells me that she verified my dads birth date, our address, and only the last four digits of his ssn.

im still going to the office tomorrow and make double sure.

 

yea u can gain info from other companies

 

sounds like someone opened up a jcpenny account and charged way back then, if its a collection agency then the account has already been sold to that agency. Which means your parents credit scores are already affected by the whole situation. Hopefully its not the case but you can call Jcpenny services and see when the charges were made and when it was sold to the collection agency.

 

ill tell my mom to make a phone call and see if there were charges made during that month

 

so, i checked his account and his due payment balance is 0.00 since 2009. could there be a possibility that the card could be under me (my name is the same as my dad's, im a junior)? my name was mentioned by the caller. or the money that we supposedly owe is a front just to get our information?

 

Your best bet is call all the credit agencies and tell them you possibly have id theft and get a copy of each report. Look it over and if there is issues then file for fraud and they have some steps you can take to protect you in the future. Good luck with social security as they generally won't help you unless it's a court order for them to step in. I had major id theft and they were the least helping company out there to be honest. Now this being your mom you need her to call these agencies to check her and your father and you call for your own info as well since you don't know if was your dad or yourself. Sounds really fishy to me and sounds like someone trying to get your info. Have a talk with your mom from now on to not give out that kind of info over the phone. Always try to see if you can set up an appointment in person and if they allow it it more than Likely is real. There are so many phone scams out there that take advantage of the elderly and drain them dry on funds. Sad but it's been going on for years and years. Number one thing again is teaching her not to give out info to anyone over the phone especially since their story didn't add up.

 

This has nothing to do with a JCPenny card or fraud charges on one. This is a pure phishing scam to get information which your mom freely gave out. Never give out any information on a phone call you did not initiate.

Keep an extremely close watch on that credit information and, I think you can call major companies and lock accounts so they will not open any new cards/accounts. This is the start of what is going to be a long process of monitoring your and your dad's credit because, since they have the information now, they can do anything they want at any time.

Also, be on the look out that this person may file a change of address to the post office. This way, any mail the thief may need, can be forwarded to a P.O. box or something.

 

im new to this disaster. Ive had my credit card info stolen online but never my family's identity. i never really kept an eye on my credit info. last time i knew it was good. how would i obtain that information safely?

 

update: my dad decided to use his card today and the cashier told him that there are two accounts under that card. one of which is obviously a fraud.

 

i had the same call last month. ITS A SCAM!!!!! Even though she confirmed the last 4 digits of your dad's social, don't stress too much. Thats what people can get while running a back ground check if they only have your name. Now that you know that there is a fraud card out there, you can get it revoked etc. DON'T send them money or anything. I got a call saying that I had accepted a payday advance (which I did not) and the money was deposited into my account. They tried to scare me by saying that they were going to have officers serve me with papers at my work (which they couldn't not provide the address for) Just monitor the credit score from www.freecreditscore.com if you are really worried. I do it for mine and its like 12 bucks a month or something.

 

ok thanks. instead of heading over to the ss office, im bringing my dad over to jcpenny to find out about the other account that was listed. I have the other account monitored online and its fine so far. the fraudulent account is not listed online. he used the card today and im not sure how long it will take for the info to be updated online.