Credit Card Question

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Jul 1, 2008 | 12:11 PM

#16

PikkaGTR

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Joined: Feb 2007

Posts: 2,644

From: SJ

Car Info: 94 Integra beater: one Slow 3 Series RIP EvoX

my STI is financed thru Chase so I got the chase subaru card as well 3% back in suby bucks for all purchases. I use it to pay my car payments apr @4.9%
so I really get 1.9% apr on my car loan

Jul 1, 2008 | 12:17 PM

#17

mot

Thread Starter

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Joined: Jan 2004

Posts: 1,895

From: Walnut Creek, CA

Car Info: plug-in prius

Quote:

Originally Posted by mcowger

If you know what you are doing you can get those fees waived every year. Ostensibly my card has a $75 fee and I have never paid it.

o rly? how

Jul 1, 2008 | 12:18 PM

#18

mcowger

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Joined: Dec 2004

Posts: 1,737

From: Seattle

Car Info: 2009 A3 2.0T quattro

Quote:

Originally Posted by mot

o rly? how

Basically - Ask for it. Threaten to cancel your card if they dont.

Jul 1, 2008 | 12:55 PM

#19

ApexAssassin

Registered User

Joined: Jun 2008

Posts: 842

From: San Jose CA

Car Info: 2005 WRX STi, 1993 240sx (going under knife soon)

Quote:

Originally Posted by mcowger

Basically - Ask for it. Threaten to cancel your card if they dont.

Exactly. Those customer service guys will almost always give in, at least a little bit, so as to not lose a client. Just bluff, you might be surprised. Just make it sound serious and believable.