dia de los Thurs
VIP Member
iTrader: (17)
Joined: May 2005
Posts: 22,776
From: Sunnyvale, CA
Car Info: '13 BRZ Limited / '02 WRX
Troll
iTrader: (6)
Joined: Jan 2006
Posts: 15,877
From: In SoggyNoodles Low Rise Pants
Car Info: 2008 Legacy Spec-B
iClub Silver Vendor
iTrader: (25)
Joined: Nov 2002
Posts: 15,494
From: Participating in some Anarchy!
Car Info: 2005 LGT wagon
Owner's coming back in a few weeks so we can test out all the new goodies.
VIP Member
iTrader: (17)
Joined: May 2005
Posts: 22,776
From: Sunnyvale, CA
Car Info: '13 BRZ Limited / '02 WRX
stupid capital one credit card!They were charging me that bull**** payment protection crap as well as sending me the credit reports and so I emailed customer service asking how i stop both of those and they said to call customer service to cancel them. I took it one step further and canceled the card since the APR was the same as my WaMu one, and my WaMu one had a higher limit, and I have an AmEx and don't really need 3 CC's.
So I canceled the card and paid off the few bucks balance that was on there, and then I got one of the payment protection charges for $8.99 or some crap so I figured it was just bad timing, and it was only $8.99 so I paid it, didn't think anymore about it. Now I have another statement saying there is another one of those charges, plus an addition credit inform charge. WTF! Yeah, they said the account would be closed once the balance was at $0 for a billing cycle and to cancel any recurring charges (I assumed automatic BillPay stuff) I really didn't think I'd need to say "hey, I want to cancel my credit card and cancel the charges you guys are putting on there" I figured it was all assumed in "I want to cancel my credit card." Why would I want to keep payment protection on a closed account??? So I called Friday evening and got a recording saying "This account has been closed and there is a balance of $XX on it. This is the latest information available to our representatives until Monday morning at 8:00" well I was busy all week with class work, so I just called and got the same message saying 8:00 tomorrow morning...IT'S DURING BUSINESS HOURS!! They are getting to be such a pain in the *** on a closed account
[/pointlessrant]
Registered User
iTrader: (12)
Joined: Nov 2002
Posts: 18,369
From: Reno, NV
Car Info: 1993/2000/2001 GF4 mostly red
stupid capital one credit card!They were charging me that bull**** payment protection crap as well as sending me the credit reports and so I emailed customer service asking how i stop both of those and they said to call customer service to cancel them. I took it one step further and canceled the card since the APR was the same as my WaMu one, and my WaMu one had a higher limit, and I have an AmEx and don't really need 3 CC's.
So I canceled the card and paid off the few bucks balance that was on there, and then I got one of the payment protection charges for $8.99 or some crap so I figured it was just bad timing, and it was only $8.99 so I paid it, didn't think anymore about it. Now I have another statement saying there is another one of those charges, plus an addition credit inform charge. WTF! Yeah, they said the account would be closed once the balance was at $0 for a billing cycle and to cancel any recurring charges (I assumed automatic BillPay stuff) I really didn't think I'd need to say "hey, I want to cancel my credit card and cancel the charges you guys are putting on there" I figured it was all assumed in "I want to cancel my credit card." Why would I want to keep payment protection on a closed account??? So I called Friday evening and got a recording saying "This account has been closed and there is a balance of $XX on it. This is the latest information available to our representatives until Monday morning at 8:00" well I was busy all week with class work, so I just called and got the same message saying 8:00 tomorrow morning...IT'S DURING BUSINESS HOURS!! They are getting to be such a pain in the *** on a closed account
[/pointlessrant]



too bad I actually have stuff to do at work today! I would love to see how all of that unfolds.
me