If people are upside down on their car AND modding it, they're morons. Sorry, but, yeah.

Just being upside down in the first place is not really smart. Throwing money at mods instead of getting your loan in a good place is just plain retarded.

I know I probably just said a large percentage of the readers here are retarded, but it's true.

Modding a car is throwing money away, there's no question in that, and I fully admit to doing that... once my car was paid off.