Insurance rates...
Thread Starter
Registered User
iTrader: (8)
Joined: Dec 2012
Posts: 550
From: Bay Area, CA
Car Info: 04 Forester XT and 06 WRX TR
Insurance rates...
Ok so I just added my 06 WRX to my policy, and I found it a little troubling that it cost more than my 04 FXT. I got quoted $800 for 6 months with a deductible of $1000 for both collision and comprehensive. The 04 FXT was only $300 for 6 months with the same policy. So for 6 months I would be paying $1100 for both vehicles. Does that sound right?? I have a clean driving record as well.
VIP Member
iTrader: (2)
Joined: Nov 2002
Posts: 15,425
From: Under your bed, in your closet, and in your head
Car Info: Corvette Z51
The WRX is a high exposure vehicle, it should be no surprise that its premiums are higher than the Forester (even if it's a turbo).
Registered User
iTrader: (7)
Joined: Sep 2005
Posts: 405
From: the city of good living
Car Info: 03 bucket stage 11/32
Thread Starter
Registered User
iTrader: (8)
Joined: Dec 2012
Posts: 550
From: Bay Area, CA
Car Info: 04 Forester XT and 06 WRX TR
Registered User
iTrader: (11)
Joined: Nov 2010
Posts: 2,196
From: Morgan Hill
Car Info: 2011 WRX Sedan
Seems a little high...I have Statefarm and Pay $146 a month on my 11 wrx under my name. $500 deductible, 20 years old, good student discount...so unless your my age it I would expect it to be a lot cheaper.
Nobody likes the tuna here
iTrader: (51)
Joined: Feb 2010
Posts: 19,779
From: Somewhere San Mateo County, Inside A 911 Ambulance
Car Info: 03 SRP WRX Street Class Prepped, 17 Chevy Duramax
Yeah my 05 LGT limited was cheaper to insure than the 03 wrx I have now......
Nobody likes the tuna here
iTrader: (51)
Joined: Feb 2010
Posts: 19,779
From: Somewhere San Mateo County, Inside A 911 Ambulance
Car Info: 03 SRP WRX Street Class Prepped, 17 Chevy Duramax
I just can't see it being that cheap at your age. Mine's under my dad also.
WRX is considered a sports car, how can you compare that to an FXT?
Ways to get cheaper insurance
Turn 25
Clean record
Don't drive sports car
But any male under 25 is going to get raped in any sports car.
Ways to get cheaper insurance
Turn 25
Clean record
Don't drive sports car
But any male under 25 is going to get raped in any sports car.
VIP Member
iTrader: (2)
Joined: Nov 2002
Posts: 15,425
From: Under your bed, in your closet, and in your head
Car Info: Corvette Z51
Part of the premium depends on what sort of limits and coverages the policy has, too. There's definitely ways to trim the proverbial fat off a policy, then there's ways to really save big by gambling hahaha.
Registered User
iTrader: (11)
Joined: Nov 2010
Posts: 2,196
From: Morgan Hill
Car Info: 2011 WRX Sedan
Right...it is my parents policy but I'm rated number one driver and the only driver. We do get some deductions because of things my parents qualify for but I still get the bill very 6 months and its still $146 a month lol, the rate went down recently because of my clean slate...
Thread Starter
Registered User
iTrader: (8)
Joined: Dec 2012
Posts: 550
From: Bay Area, CA
Car Info: 04 Forester XT and 06 WRX TR


