STI dream pretty much over...

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Jun 18, 2003 | 07:07 PM

#16

ilmaestro

Registered User

iTrader: (1)

Joined: Nov 2002

Posts: 639

From: Folsom, CA

Car Info: 98RS - Pretty Blue

Re: "STI SORROW THREAD, WHEN DREAMS DISINTEGRATE"

Quote:

Originally posted by nuke
Just wanted to share my sorrow with you guys...just got a call from my insurance company and the insurance for my dad (I said that my dad is buying the car and he will be the primary driver so they do not laugh in my face cause I am 20 and my pops is 48) would be $2500.00/year...are they effing kidding? I hate NJ! I guess they caught on that it is an STI version of the WRX. Anyone in NJ what quotes have your received??? complete outrage! Anyone recommend an insurance co here or a solution? thanx

I pay that much right now just to drive my RS!!!! (in california). Thanks to this dumb ****/professional insurance fraud who decided to slam on her brakes and get me to rear end her so she could rape mine and my insurance companies asses. I ALMOST stopped in time, but not quite. I hit her hard enough to cause a scratch on her bumper ($2800 in damages according to the insurance company) and injure her severely ($1500 worth of medical expenses), without even scratching my bumper.

2500 is not bad. Things could be worse.

jonathan

Jun 18, 2003 | 07:43 PM

#17

meridock

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Posts: n/a

Quote:

Originally posted by Janq
I was quoted last week by my agent with Nationwide a rate of $360/6 months for a WRX as they don't have an STi ('04's) in the computer yet. He said I could reasonably expect approx. a $40 increase to $400/6 months for an STi.

My relatively low rate quote maybe explained by I'm 33, married, live in Northern VA, no accidents/no tix, multi car discount (3) as well as my home insurance policies though my auto insurance is covered under a separate 'Corporate' policy.

- Janq

State Farm -
same location
no acci's
1 ticket (3 points) 3 years ago
married
34
policy holder since 92
Third Car Discount
$100 deductible
homeowners also...

600/6months... I think i am getting bent over.

Jun 18, 2003 | 08:51 PM

#18

Janq

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Posts: n/a

Quote:

Originally posted by meridock
State Farm -
same location
no acci's
1 ticket (3 points) 3 years ago
married
34
policy holder since 92
Third Car Discount
$100 deductible
homeowners also...

600/6months... I think i am getting bent over.

Meridock,

Let me try and return a favor.
At the very least loan you some lube.

I'll put you in touch with my agent who is a good man and handles all my insurance affairs both personal/family & corporate. If he can't get you a beter rate then it just ain't do able. His office is in Burke about 30 minutes drive from you.

You know how to reach me.

Regards,

- Janq

Jun 19, 2003 | 09:49 AM

#19

955 Daytona

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Posts: n/a

State Farm is the highest amount you can pay for insurance, get a better rate/company, look around.

Nuke,
From what I understand, with family policies they charge each car as if the most expensive driver was the main driver. This way, when a family's kid gets to be 16 dad gets to pay insurance for his expensive 5-series as if JR was driving it. This is why it's so high for you even tho your dad is 'main driver'

Jun 19, 2003 | 09:53 AM

#20

nuke

Guest

Posts: n/a

this thread is useless now

stupid me, The quote of 2500 a year I was given was for the full coverage because the agent assumed I am goin to be financing the car which I am not. So I called back and is is 1200.00 per year...STI here I come...thanx for listening to my b****ing and thanx for the names of the insurance companies I called em all!!

Jun 20, 2003 | 07:38 AM

#21

meridock

Guest

Posts: n/a

Quote:

Originally posted by Janq
Meridock,

Let me try and return a favor.
At the very least loan you some lube.

I'll put you in touch with my agent who is a good man and handles all my insurance affairs both personal/family & corporate. If he can't get you a beter rate then it just ain't do able. His office is in Burke about 30 minutes drive from you.

You know how to reach me.

Regards,

- Janq

A quote from Progressive could cut the amount by 400 for six months... Looking around - Janq - send me the email of your agent! Maybe we can swing the household and everything for even more savings.

Jun 20, 2003 | 10:04 AM

#22

Janq

Guest

Posts: n/a

Quote:

Originally posted by meridock
A quote from Progressive could cut the amount by 400 for six months... Looking around - Janq - send me the email of your agent! Maybe we can swing the household and everything for even more savings.

Meridock,

I just sent you a referral e-mail including my agents name & full contact info. Also, I called him this morning and reviewed your situation with him directly. He and his staff will be expecting your call and will "roll out the red carpet treatment" for you.
You'll be in good hands...

For others my agent mentioned that rates can vary wildly based on many non-vehicle type related datums such as; credit rating ('FICO'), claims history, job status/type, housing location/type, length of time insured, and more.
He says that having an extremely good credit rating (750+) often results in an extremely low (aka 'Preferred') insurance policy rate. Thus as I've posted before in other threads here and at NASIOC, you gotta know your FICO & BEACON scores and at all costs keep your credit history in sterling condition. Low scores will not only get you a low financing rate but also keep your insurance rate to a minimum and in the employment world even bump you ahead a competitor.

To ignore this fact is folly.

- Janq