Son of a *****!!!!!!!
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It was way too early for me to be thinking straight. I really didn't think there was gonna be this much damage. Wasn't until I got out of the car that I damn near ****ted my pants.
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From: Union City
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Sorry to hear about what happened to your car, that sucks big time. 
You might want to remove that plastic piece that's still attached to your fender, otherwise it might fall off. It's used to hold your bumper onto the lower part of your fender. If you lose that while driving, it'll cost about $200 bucks from the factory..
You also should have taken it to a body shop for a quote before getting the insurance adjuster out. I can almost bet that'll cost more than $1685 to fix. I would say closer to $2500.
You should be able to replace the bumper yourself if you find the same color. If you need the fender fixed or your new bumper painted I'll give you a kick *** deal, just pm me.
My refs.
https://www.i-club.com/forums/ongoing-projects-31/heres-what-my-buddy-jeff-i-did-today-163858/ The shop is in Palo Alto.
You might want to remove that plastic piece that's still attached to your fender, otherwise it might fall off. It's used to hold your bumper onto the lower part of your fender. If you lose that while driving, it'll cost about $200 bucks from the factory..
You also should have taken it to a body shop for a quote before getting the insurance adjuster out. I can almost bet that'll cost more than $1685 to fix. I would say closer to $2500.
You should be able to replace the bumper yourself if you find the same color. If you need the fender fixed or your new bumper painted I'll give you a kick *** deal, just pm me.
My refs.
https://www.i-club.com/forums/ongoing-projects-31/heres-what-my-buddy-jeff-i-did-today-163858/ The shop is in Palo Alto.
Oh, and what piece are you talking about? The one near the foglight harness thing?
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The paint, yes we do. And, as for the piece, look at your fender, it's the 12" long grid looking piece that holds your bumper onto the fender..
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Thread Starter
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From: Union City
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Well, talked to the adjuster and basically if the cone was moving towards me, it'd be comprehensive ($100 deductible) but if it was chilling on the freeway and I hit it, it'd be collision ($1k deductible). Oh, if anything is flying at you and hits you, it's comp.
My adjuster is going over my case with his supervisor to see if it's comp or collision. He's saying it'll probably be collision, that I'm at fault because I could've avoided the cone. But I told him, the cone was moving at me and was bouncing left and right, I guessed which way to move and guessed wrong.
They will call me tomorrow.
Update to come.
My adjuster is going over my case with his supervisor to see if it's comp or collision. He's saying it'll probably be collision, that I'm at fault because I could've avoided the cone. But I told him, the cone was moving at me and was bouncing left and right, I guessed which way to move and guessed wrong.
They will call me tomorrow.
Update to come.
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From: NorCal
Car Info: 05' WRB STI
Should be a comprehensive loss, not collision (if the object was in motion or had just landed). Who is your insurer?
Edit: Just saw the OPs post above...definately call them on it if they try and call it collision.
Edit: Just saw the OPs post above...definately call them on it if they try and call it collision.
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I'm with Esurance.
im with esurance as well and they are pretty good. I just got in a pretty bad accident last week and my claims adjustor is working on lower my deductable because it wasnt my fault and a hit and run. good luck with your repairs bro.
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Crossing fingers for the comprehensive though, $100 is much easier to cough up than $1000.
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From: NorCal
Car Info: 05' WRB STI
OP, I wouldn't ask that if I were you as they will prob think
. Work on the getting them to classify it as comp instead of collision as you have a valid argument there, this deductible lowering stuff is odd and has questionable legality.