AUDT: Need some financial advice.
Thread Starter
Chicks dig me. April Fool's!
iTrader: (31)
Joined: Apr 2006
Posts: 10,989
From: Fremont, CA
Car Info: 1997 Impreza, 2014 BRZ
keep your investment going. its important to always pay yourself first... before bills or anything else.
your can always go to the library for some textbooks or take classes with people you know too
as for darkonion.com... i wouldn't cut it because it's important to you and only $20. if it wasn't important i'd say get rid of it. but it's cost is little compared to the others. i'd just realize you only got screwed because its the start of the semester and you had to get books. so try saving $20 a month throughout the summer to help out with book cost next semester so you don't have to cut anything.
and get back on that family plan shop for food a little more cost effective, and don't go home as much... or make mom and dad throw down gas money 
your can always go to the library for some textbooks or take classes with people you know too
as for darkonion.com... i wouldn't cut it because it's important to you and only $20. if it wasn't important i'd say get rid of it. but it's cost is little compared to the others. i'd just realize you only got screwed because its the start of the semester and you had to get books. so try saving $20 a month throughout the summer to help out with book cost next semester so you don't have to cut anything.
and get back on that family plan
shop for food a little more cost effective, and don't go home as much... or make mom and dad throw down gas money
Thread Starter
Chicks dig me. April Fool's!
iTrader: (31)
Joined: Apr 2006
Posts: 10,989
From: Fremont, CA
Car Info: 1997 Impreza, 2014 BRZ
I think studying female anatomy will be awesome!! I'll also fix my bike. I'll bike around town instead of driving. Will save a ton of money that way, too.
Try to car pool. There's always someone going back to the Bay every weekend.
Wasn't there a facebook app for car pooling?
Also, do you have a parking permit? I always took the bus to class.
Edit: Oops, you already mentioned the car pooling.
Wasn't there a facebook app for car pooling?
Also, do you have a parking permit? I always took the bus to class.
Edit: Oops, you already mentioned the car pooling.
Last edited by fd777; Jan 17, 2008 at 10:35 AM.
Registered User
iTrader: (6)
Joined: Aug 2005
Posts: 1,588
From: san francisco, ca
Car Info: 06 wrx wagon
running the math the first thing to give up is your investment...
i'd figure out your current ROI and see if it is even worth it for you to be holding it... you can turn it over and move back in to something similar after graduation if you really want...
i'd figure out your current ROI and see if it is even worth it for you to be holding it... you can turn it over and move back in to something similar after graduation if you really want...
Registered User
Joined: Jul 2006
Posts: 265
From: California
Here's the God's honest truth. Everyone is broke as a joke in college, and unless you get some outside help from your folks, you're going to rack up some debt.
As long as you're not blowing through cash, and it doesn't look too terrible, once you graduate and get a job, in a year or so you'll be debt free and saving.
My advice, first and foremost, quit going home so much. Give your family a chance to miss you. Stay around campus, you're missing out a lot by going home every weekend. Granted, I don't know much about Davis, but it's COLLEGE!! There has GOT to be stuff going on that's more fun than going home. Don't blink, because as soon as you do your time in college will be over and you'll be around a bunch of 50 year old dudes staring at screens all day.
The rest of it you can work out on your own!
As long as you're not blowing through cash, and it doesn't look too terrible, once you graduate and get a job, in a year or so you'll be debt free and saving.
My advice, first and foremost, quit going home so much. Give your family a chance to miss you. Stay around campus, you're missing out a lot by going home every weekend. Granted, I don't know much about Davis, but it's COLLEGE!! There has GOT to be stuff going on that's more fun than going home. Don't blink, because as soon as you do your time in college will be over and you'll be around a bunch of 50 year old dudes staring at screens all day.
The rest of it you can work out on your own!
Chewwwwy
iTrader: (5)
Joined: Nov 2002
Posts: 3,399
From: Fremont
Car Info: Random, yet well planed selection of jdm cult cars
kevin, this is where i host my site for the studio, its 5 bux a month and is always up.
http://www.logicweb.com/services/shared.php
if the land is growing more then you are spending, keep it. Also i would advise getting more hours at work if you can. Having one dependable job ( both you and the job being dependable) is better then straddling two seperate jobs.
http://www.logicweb.com/services/shared.php
if the land is growing more then you are spending, keep it. Also i would advise getting more hours at work if you can. Having one dependable job ( both you and the job being dependable) is better then straddling two seperate jobs.
Registered User
iTrader: (3)
Joined: May 2005
Posts: 847
From: Milpitas
Car Info: 05 WRX Wagon and 08 Civic Si
loose the domain its kinda point less i know its cool to have your own but if its not making you money its a waste of money keeping it going for what you have on it.
also your investments should also benefit you in more ways then one like investing in a home or condo is a tax write off and a place to live you need to put your money in places that help you now, specially if your still a student or not making over 80k a year.. just some things to think about.. good luck
also your investments should also benefit you in more ways then one like investing in a home or condo is a tax write off and a place to live you need to put your money in places that help you now, specially if your still a student or not making over 80k a year.. just some things to think about.. good luck
Registered User
Joined: Mar 2005
Posts: 801
From: Bay Area
Car Info: for the Car Acrobatic Team
My advice, first and foremost, quit going home so much. Give your family a chance to miss you. Stay around campus, you're missing out a lot by going home every weekend. Granted, I don't know much about Davis, but it's COLLEGE!! There has GOT to be stuff going on that's more fun than going home. Don't blink, because as soon as you do your time in college will be over and you'll be around a bunch of 50 year old dudes staring at screens all day.
You don't want to grow up and have regrets about the fun you should of had while in college. Don't be Uncle Rico!
Registered User
iTrader: (3)
Joined: Jul 2004
Posts: 1,952
From: Pleasanton, CA
Car Info: a prius, a miata, & 2 m3's
investments are not really an expense, they are assets.
that said, if you are not making as much on your investments as you are paying in interest on your debt, you should probably invest later since you are losing money on the deal. I.E. if you are investing $300 a month at 5% and your debt is higher than 5% (i.e. credit card debt) you should probably use the money to cover your expenses instead.
that said, if you are not making as much on your investments as you are paying in interest on your debt, you should probably invest later since you are losing money on the deal. I.E. if you are investing $300 a month at 5% and your debt is higher than 5% (i.e. credit card debt) you should probably use the money to cover your expenses instead.
Thread Starter
Chicks dig me. April Fool's!
iTrader: (31)
Joined: Apr 2006
Posts: 10,989
From: Fremont, CA
Car Info: 1997 Impreza, 2014 BRZ
I think the key for me right now is to cut the cost of gas. If I am spending $40 a week in gas, that's $200. If I can get one person to carpool with me, that's $10. 2 people to carpool me, that's $20. I could literally cut the cost of driving in half.