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View Full Version : downpayment BUDLoNG 10-02-2003, 12:04 PM how much did u guys drop for the downpayment on your sti? i'm thinking 1/3 of the total cost (around 10k) is sufficent for managable montlhy payments (below $550 a month) BUDLoNG Kuonji 10-02-2003, 06:23 PM I did 7k down. I paid $1,000 over msrp though. This was almost 3 months ago. machaf 10-02-2003, 06:25 PM 10k would be good. bao ling 10-02-2003, 07:09 PM I say drop 8K and spend the rest on stereo, parts, ect. Uncle Si 10-02-2003, 10:23 PM pay as much as you can so that the monthly payments are easier for you! do what's right for your salary dude! adamsrs 10-03-2003, 12:02 PM I put $17k down in cash...and i paid $33000 out the door after tax and licensing and fees with dimming mirror, locking lugs and boost gauge. My payment is $274/month ADAM amdmaxx 10-03-2003, 01:08 PM Smart man!! I'd do exactly what he said.. But make sure u have extra $$ for insurance, new set of all season/winter tires/unexpected things/rent/food/etc.. Originally posted by Uncle Si pay as much as you can so that the monthly payments are easier for you! do what's right for your salary dude! BUDLoNG 10-03-2003, 01:10 PM jesus... i make a lot of money.. but i dont save a lot of money.... it would take me at another 13 months to save up to 17k.... and i dont wanna wait another year... i did stop smoking pot.. so i have another 250-400 a month to invest in my car... BUDLoNG Blue-Adept 10-03-2003, 01:43 PM A good rule I learned is to put down one third or more. That way you will never be up side down on your loan. Blue Ditchhanger 10-03-2003, 05:54 PM It also depends on what your financing will be like. For my credit union, in order to get the 4.5%APR, I have to put down 20% of the total sale (about $33000), so roughly $6600, and my payments would be about $420/ mo. CrabtreeSubaru 10-05-2003, 09:53 AM Ditchhanger, is your credit bad? I gave an STi customer 3.79%! Ditchhanger 10-05-2003, 11:53 AM Um...no...my credit is actually quite good. I don't want to spend time shopping for awesome interest rates (i.e lower than 4.5%), our dealership hewre doesn't do much with financing (they like it more if you have your own pre-qualification), and I have been with my credit union for almost 10 years. Nothing to do with my credit score or anything like that. :) AzN121184 10-06-2003, 12:09 PM Originally posted by BUDLoNG jesus... i make a lot of money.. but i dont save a lot of money.... it would take me at another 13 months to save up to 17k.... and i dont wanna wait another year... i did stop smoking pot.. so i have another 250-400 a month to invest in my car... BUDLoNG hahahhahaahah....weeeeeeeeddddddd :p BUDLoNG 10-06-2003, 10:58 PM its strange bein sober... but at least i get to treat myself to something else.,... .more power! :D |
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