I am 16 years old, and as a spoiled, yet also hardworking (working 5 hours a day for 6 days a week), I live in New Jersey and plan to buy an STi; however, the insurance seems very frightening.. any comments?

 

suck up to parents like youve never sucked up before, find 'sugar momma' with lots of cash, work nights on the local corner, become a bank robber, win the lotto, hmmm....thats all i can think of....good luck.

 

could also sell drugs....seems to work for a lot of the 16 year olds i see hangin around here.

 

har har.. now i feel even more pathetic in this forum, gosh dang im so young! i kno the pricing range is going to be around $32K, but will it be raw cash? please say it will be payed with downpayment and monthly after that

 

did you just say 'gosh dan'? such language...shameful! i really shouldnt poke fun. it rare for a 16 yr old not to say f*** 3 times per sentence these days.

anyways, when you get a little older youll learn all about a little word called 'financing'. its the only way anybody whos not rich can afford to buy anything. depending on the deal you make with whoever youre buying from, you can put some money down or not. some things dont require money down. the STi will. maybe not too much, though. however, the more you put down, the less your monthly payments will be and the less interest youll have to pay. thats the other important word you need to know: 'interest rate'. im no economics teacher so go look it up, but suffice it to say that the interest rate you get is way more important than the price you agree on. of course, the interest rate is usually not a factor thats as negotiable as the price, but try anyway.

hell ask your parents.

 

Hm......let see 16/300HP Sti....................the INSURANCE COMPANY go to love you but any how GOOD LUCK!!!!!!!

 

You know, I just did some price quotes with my insurance (USAA) for a 2003 WRX with full everything on the coverage and I got about 515 per 6 month period. I'm 20 years old with 1 accident back in 2000 and no tickets. No good student discount or nothing. Thank god one of relatives is in the military (only way to get USAA). That's some damn cheap insurance, so the STi will prolly be like 900 every 6 months or so. w00t!

 

lucky....... i think mai insurance is gona be lik 5,000 depending on my driver's ed test i take next year (@_@)

 

hey needwrxsti!I know in pa its not to bad.I had a jeep cherokee before my scooby and my rate is the same.I have erie ins. if that makes a difference.I am also 27 with a pretty clean driving record.The sti may fall under a high performance ins but the airbags and the fact that the inst. for highway safety looks very highly upon subaru will probably help.I would call around in the area and see what you find.Good luck!!

 

A 2003 Cobra Mustang (390HP,390TQ, 3700lb) would cost me about $1000 every six months.
I am male, 23, near perfect driving record.
A lightning(380HP,450TQ, ~4600lb) would cost $800.
My GT Mustang(260HP, 302TQ, 3500lb) costs $720 every six months.
I would imagine the STI will be about the price of a Lightning for me. Limited production, high power vehicle. Lightning also costs $33,549.

$$$
-CLD_FSN

 

i also have usaa insurance but once again i will say two tickets and two accidents unfortunately i have to pay the difference from 2200 a month up so hopefully it won't be too bad turning 18 two months after i get the STi maybe that will lower it

 

That's prety Cheap. but in CA we can only dream abt it.

 

Location makes huge difference in rates.

 

So do any of you guys out there have any ideas for insurance rates