Is it Friday yet?????? (Thursday)

Old 03-16-2006, 03:39 PM
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question for you guys that track your car, what do you do about insurance? cause im almost positive my insurance company wont cover me if i **** up at the track, what can i do? besides not crash, LOL.

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Old 03-16-2006, 03:40 PM
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Originally Posted by GT35 STI
Yuppers
I do some work out at the new buildings (Shea Center) once in a while. your creepy snowman looking out the window and the mall comment narrowed it down.
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Old 03-16-2006, 03:43 PM
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Originally Posted by R4ND0M_AX3
I do some work out at the new buildings (Shea Center) once in a while. your creepy snowman looking out the window and the mall comment narrowed it down.

Is the Shea Center, one of the buildings next to Kaiser? The only subby I ever see over here is the other White STI that live sin my apartment complex, and then a 04-05 Wagon Silver
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Old 03-16-2006, 03:44 PM
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Originally Posted by BlackVenom96
question for you guys that track your car, what do you do about insurance? cause im almost positive my insurance company wont cover me if i **** up at the track, what can i do? besides not crash, LOL.
Read the exclusions section of your policy and see if there's anything there that can be applied to track days. Timed event/competition clauses do not apply to regular track days.
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Old 03-16-2006, 03:46 PM
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haha pwnt.
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Old 03-16-2006, 03:47 PM
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Originally Posted by GT35 STI
Is the Shea Center, one of the buildings next to Kaiser? The only subby I ever see over here is the other White STI that live sin my apartment complex, and then a 04-05 Wagon Silver
I think there's a kaiser next to them.
Some of the tenants are Old Republic, Shea Homes, University of Phoenix. I've probably only been there 10 times since the first building (old republic, building 8)started construction.
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Old 03-16-2006, 03:47 PM
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Originally Posted by soggynoodles
haha pwnt.
NTIA!! I'll kill your babies!

Originally Posted by R4ND0M_AX3
I think there's a kaiser next to them.
Some of the tenants are Old Republic, Shea Homes, University of Phoenix. I've probably only been there 10 times since the first building (old republic, building 8)started construction.
Ahh, Ya the Kaiser is the farther to the right building, towards the front. then there is a bunch of random buildings behind it, and they are building more and more down gibson. I saw a lamborghini gallardo everyday there for like a week, but no STI's haha
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Old 03-16-2006, 03:49 PM
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Originally Posted by BAN SUVS
Read the exclusions section of your policy and see if there's anything there that can be applied to track days. Timed event/competition clauses do not apply to regular track days.
Many policies specifically state you are not covered for any off highway use. State Farm has specific exclusions that all but guarantee you are not covered on the track...
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Old 03-16-2006, 03:51 PM
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Old 03-16-2006, 03:54 PM
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Old 03-16-2006, 03:55 PM
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Originally Posted by T-Will
ATTN NERDS!

Check out these cakes ---> http://www.engadget.com/2006/03/16/e...-cake-winners/

haha that's awesome!!!

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Old 03-16-2006, 03:56 PM
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Originally Posted by T-Will
ATTN NERDS!

Check out these cakes ---> http://www.engadget.com/2006/03/16/e...-cake-winners/
I like the enzo crash.
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Old 03-16-2006, 04:00 PM
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Originally Posted by BAN SUVS
Read the exclusions section of your policy and see if there's anything there that can be applied to track days. Timed event/competition clauses do not apply to regular track days.
im looking into it right now.

anyone know of a company that will cover you on a trackday? or any special insurance you can buy specifically for that day or anything like that?
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Old 03-16-2006, 04:03 PM
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Originally Posted by BlackVenom96
anyone know of a company that will cover you on a trackday? or any special insurance you can buy specifically for that day or anything like that?
It's prohibitively expensive. If you can afford that insuarance, you can probably afford to write off your car.
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Old 03-16-2006, 04:07 PM
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Originally Posted by BAN SUVS
It's prohibitively expensive. If you can afford that insuarance, you can probably afford to write off your car.
LOL, ok. my dad is looking through our poilice now, i foudnt his oneline though:

"Track day insurance is proving a bit of a minefield. Unless your policy includes restrictions which mention the likes of 'Speed testing', your normal car insurance should cover you as track days are a non-competitive activity. However, if you check with your insurers you'll find that many will insist that it is a car club organised day, or that your excess will be increased dramatically.

Several cases have gone to the insurance ombudsman where insurers have claimed that policy holders were not covered for track days, with the policy holders winning their cases thanks to the lack of specific exlusions in their policies.

It all comes down to the regulations on the days specifically excluding timing and clearly defining policies such as overtaking on the track etc. It's well worth seeking written clarification of an insurers policy with regard to track days when shopping around for insurance. Ask in the forums for people's recent experiences with the specialist insurers for your marque of car.

Be aware though that your quest for clarification may be a futile one and just incredibly frustrating! If in doubt, take out specific insurance for the day from someone like Competition Car Insurance."
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