Sup guys i know i been missing in action for quite awhile but i need some help. I was wonderin if i could barrow someone who has an sti stock exhaust or a 2005 wrx stock exhaust from the downpipe back. Last nite some *** clown did a hit and run on my car when i was sleeping and my really good friend who has a repair shop said that the insurance company that i have which is AIG will either drop my coverage after the car is repaired or will make my policy go sky high because i have a race part on the car which is only muffler. So to avoid all the insurance hassle i would rather just change out my muffler. I will return the muffler once my car is repaired. Thanks for any help.

 

the insurrance should at least took your side since it is a hit and run case... and your car was parked...

Correct me if I am wrong, but the insurrance should pay all the damages whether or not it is stock? or at least up to stock value?

In short, glad you are not hurt...

 

id like to help but, i only have the stock dp available. im still using my stock cat back. keep me updated.

 

here are 2 pics of the damage to my car.

 

no they are gonna pay for the damage but after its done my friend said they usually drop the policy or make go sky high because i have race parts. So im gonna trust my friend because he works with the insurance companies everyday. Thanks again guys

 

Got it,

Wow the pics speak from themselves!

u take care.

 

Nope. Insurance will not cover any aftermarket parts unless your policy covers them (AIG offers them as an add on, and I will consider doing it only for my stereo systems however).

 

Ouch... you should find out which a$$wipe did this and kill'em~!! Strange, I had my muffler on when my car was broken into... no premium skyrocket... :/

 

well i just wanna be safe i have a very clean abstract and the premium that i pay for my car i think is very damn reasonable i pay just about $1600 a year. So if i can keep it at that and not risk it going up or getting dropped than ill rather play it safe.

 

whoa! justin dude that is messed up!!
maybe you can borrow my wifes axleback or catback- if no one has one off the car already... like i said u can use my wifes, but its a little more work....




aloha from the summit of *-^-Mauna Kea-^-*

 

i got a stock '05 sti axle-back exhaust already off the car, call me up if ya wanna borrow it.
Jon 783-6164.

 

Wouldn't that go against comprehension not collision seeing that it was a hit and run almost like vandalism? Which if it gopes against comprehension your rates shouldn't go up and what do they care about your exhaust it's your fender they need to worry about..I could be wrong just going off my experience.

 

I agree... it's not a collision. So it won't effect your rate supposedly... unless your insurance adjuster claims your car is moving on its own... that's another story...

 

ouch man, sry to see that happened. looks almost like mine when someone ran into it but yours is worse. i had my exhaust on when i had mine repaird and i still have to same premium. i have usaa though so i don't know about aig. GL getting it fixed and if you wanna borrow my stock wrx catback your more than welcome to. L8R

 

OUCH!!! thats pretty bad. i wasnt expecting that... sorry to hear about that justin.. dude, it happened while you were parked at your crib or else where?