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Old Feb 2, 2005 | 09:18 AM
  #1  
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Question loan

hey... wheres a good place to get a auto loan from?
Old Feb 2, 2005 | 09:35 AM
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A credit union, they tend to have the best rates.
Old Feb 2, 2005 | 09:57 AM
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USAA but you either have to be in the military, reserves, or retired military my APR is just over 4%..Which is fine by me.
Old Feb 2, 2005 | 01:10 PM
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Navy FCU I have a 1.9 % APR, but just like USAA you must be in the military.
Old Feb 2, 2005 | 01:18 PM
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Originally Posted by keirnna
Navy FCU I have a 1.9 % APR, but just like USAA you must be in the military.
I get 4 something from them and my credit sucks real bad.
Old Feb 2, 2005 | 07:20 PM
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the majority of crit unions are in the 4% apr range for 60 months. if you choose to go 72 months or more ususally the points go up about .5%. if you shop the banks most will be generally 1% higher.

here are some good credit unions that i have done business with in past.
Hawaii State FCU, Hickam FCU, Hawaii USA FCU, UH FCU, Hawaiian Tel FCU, Windward Community FCU- to name a few. most require a small amount to open a savings account.

keep in mind that credit scores for most credit unions has to be at the minimum of 600-650. your rates will vary in the banks depending on your score. if you have a 700 or higher, you usually have access to better rates.


aloha from the summit of *-^-Mauna Kea-^-*
Old Feb 2, 2005 | 08:17 PM
  #7  
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Originally Posted by keirnna
Navy FCU I have a 1.9 % APR, but just like USAA you must be in the military.
ho thats so good..


thanks a lot
Old Feb 2, 2005 | 08:32 PM
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well i just got mine for my wrx at hawaii state federal credit union..hehe..
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