WTF... someone is jacking my money
06-01-2009, 04:47 PM
#1
WTF... someone is jacking my money
I tried to use my card over the weekend and it said the balance was zero. I was like... wtf.
So I checked the account just now and there have been MAD withdrawls that were crazy weird. Over $400 that I've found so far.
So I checked the account just now and there have been MAD withdrawls that were crazy weird. Over $400 that I've found so far.
06-01-2009, 05:00 PM
#6
card number is compromised. So I have to cancel both cards then dispute every single charge.. yeah.
So no access to money for a couple weeks... yeah.
I'm on the phone on hold with the dispute folks right now.
So be careful buying isht online folks... so far it's been going on for weeks so I have to do a hugesearch.
So no access to money for a couple weeks... yeah.
I'm on the phone on hold with the dispute folks right now.
So be careful buying isht online folks... so far it's been going on for weeks so I have to do a hugesearch.
06-01-2009, 05:15 PM
#7
damn...
hey Ray... look into BofA/MBNA... i have a card from them and when I shop online, I can generate a temp number with a set limit. So if they steal that, it's okay...
And the service is free!
Leo
hey Ray... look into BofA/MBNA... i have a card from them and when I shop online, I can generate a temp number with a set limit. So if they steal that, it's okay...
And the service is free!Leo
card number is compromised. So I have to cancel both cards then dispute every single charge.. yeah.
So no access to money for a couple weeks... yeah.
I'm on the phone on hold with the dispute folks right now.
So be careful buying isht online folks... so far it's been going on for weeks so I have to do a hugesearch.
So no access to money for a couple weeks... yeah.
I'm on the phone on hold with the dispute folks right now.
So be careful buying isht online folks... so far it's been going on for weeks so I have to do a hugesearch.
06-01-2009, 05:32 PM
#9
I usually have a pretty dialed in number in my head on what's in the account. I mean within 10 bucks. I regulate all the spending so I have to. That's what triggered it for me. I had about $700 balance in my head and my card got declined.
So they're sending me some paperwork in the mail that should be here in 15 days. I don't know what that means but it sounds like I should get all the money back at some point. I found 2 more that I think are fraud as well but I have to run them by the wife to make sure. I'm gonna run back 6 months and figure them out. Then match up what they send me in the mail and then call back for the ones that are missed. Hopefully get all that dough back.
I can't figure out what happened. But I guess I'm a pretty high risk user because I use coffee shops for internet access all over the place and purchase a lot of things online as well as my banking online.
Friggin sucks.
So we've got to get through the next week with what money I have on me... talking under $100. Sucks. And rent is due so gonna have to pay that late. Gotta call the land lord and hope they'll cut us some slack on paying a week late.
We won't have access to the account until the new cards come in either.
Such a pain in the ***. I would hate to see what people have to go through when they loose wallets and what not. ALL their cards and isht. I'm pretty fortunate that it's just 2 cards and 2 accounts. That and my bank was pretty on it.
They called me a week ago asking about suspicious charges but I ignored it because the wife and I where on a road trip. Last time I took a road trip they called to insure it was me using the car. It looks like I should have picked up that call. Could have caught this sooner. I love my bank.
06-01-2009, 09:22 PM
#10
Hurray, it's Ian!!
iTrader: (4)
Join Date: Oct 2003
Location: on an airplane
Posts: 3,612
Car Info: 2002 MBP WRX Sedan
dude.... I am a broke dude. I got laid off. I can't believe I didn't notice.
I usually have a pretty dialed in number in my head on what's in the account. I mean within 10 bucks. I regulate all the spending so I have to. That's what triggered it for me. I had about $700 balance in my head and my card got declined.
So they're sending me some paperwork in the mail that should be here in 15 days. I don't know what that means but it sounds like I should get all the money back at some point. I found 2 more that I think are fraud as well but I have to run them by the wife to make sure. I'm gonna run back 6 months and figure them out. Then match up what they send me in the mail and then call back for the ones that are missed. Hopefully get all that dough back.
I can't figure out what happened. But I guess I'm a pretty high risk user because I use coffee shops for internet access all over the place and purchase a lot of things online as well as my banking online.
Friggin sucks.
So we've got to get through the next week with what money I have on me... talking under $100. Sucks. And rent is due so gonna have to pay that late. Gotta call the land lord and hope they'll cut us some slack on paying a week late.
We won't have access to the account until the new cards come in either.
Such a pain in the ***. I would hate to see what people have to go through when they loose wallets and what not. ALL their cards and isht. I'm pretty fortunate that it's just 2 cards and 2 accounts. That and my bank was pretty on it.
They called me a week ago asking about suspicious charges but I ignored it because the wife and I where on a road trip. Last time I took a road trip they called to insure it was me using the car. It looks like I should have picked up that call. Could have caught this sooner. I love my bank.
I usually have a pretty dialed in number in my head on what's in the account. I mean within 10 bucks. I regulate all the spending so I have to. That's what triggered it for me. I had about $700 balance in my head and my card got declined.
So they're sending me some paperwork in the mail that should be here in 15 days. I don't know what that means but it sounds like I should get all the money back at some point. I found 2 more that I think are fraud as well but I have to run them by the wife to make sure. I'm gonna run back 6 months and figure them out. Then match up what they send me in the mail and then call back for the ones that are missed. Hopefully get all that dough back.
I can't figure out what happened. But I guess I'm a pretty high risk user because I use coffee shops for internet access all over the place and purchase a lot of things online as well as my banking online.
Friggin sucks.
So we've got to get through the next week with what money I have on me... talking under $100. Sucks. And rent is due so gonna have to pay that late. Gotta call the land lord and hope they'll cut us some slack on paying a week late.
We won't have access to the account until the new cards come in either.
Such a pain in the ***. I would hate to see what people have to go through when they loose wallets and what not. ALL their cards and isht. I'm pretty fortunate that it's just 2 cards and 2 accounts. That and my bank was pretty on it.
They called me a week ago asking about suspicious charges but I ignored it because the wife and I where on a road trip. Last time I took a road trip they called to insure it was me using the car. It looks like I should have picked up that call. Could have caught this sooner. I love my bank.
06-01-2009, 09:58 PM
#12
Happened to me too about a year ago or less. I was like WTF! Thankfully bank reimbursed all of them. They did call me a day after they were processed.
Someone made fake checks. Now I'm all paper less. Don't use ATM or debit card. I either use cash, online banking and billing, or a credit card independent from my bank accounts.
You may want to get credit check. I pay monthly credit report monitering as well. So, far no more ID theft. Also, make a police report. At least report to government and activiate credit alert.
Someone made fake checks. Now I'm all paper less. Don't use ATM or debit card. I either use cash, online banking and billing, or a credit card independent from my bank accounts.
You may want to get credit check. I pay monthly credit report monitering as well. So, far no more ID theft. Also, make a police report. At least report to government and activiate credit alert.
06-01-2009, 10:29 PM
#13
Registered User
iTrader: (1)
Join Date: Nov 2002
Location: Leg Humper
Posts: 2,504
Car Info: '03 WRX wagon, faster than walkin'
For online purchases, BofA can generate a temp CC number and that's all that can be charged, so there can be nothing else...it's not too bad if you are purchasing stuff from smaller sites.
I also have a CC from a credit union with a $400 limit...might be $500, anyways, they try and raise the limit every Christmas and I have to call and lower it again, but it's not too bad either, no huge withdraws and the CU calls me if I make more than 3 charges a month.
I also have a CC from a credit union with a $400 limit...might be $500, anyways, they try and raise the limit every Christmas and I have to call and lower it again, but it's not too bad either, no huge withdraws and the CU calls me if I make more than 3 charges a month.
06-01-2009, 10:50 PM
#15
That hella suck :/ I know all to well what id theft can do to your life cus i got taken really hard back in 2003. I got mugged and they got everything from me cus i had my life in my purse at the time.. They even tried to break in my house since they knew my address and had my house keys but i had already changed the locks and they tried to steal my car but i had already changed the locks on that as well. They did go and buy a bmw in my name and a house.. i guess 2 people got caught of the 4 that were using my info. If you do a credit check on me they even changed my bday to a different month and year. Basically they did a HUGE number on me.
Last edited by Gibz; 06-01-2009 at 10:52 PM.