insurance question
insurance question
For those of you who know about insurance, does it matter how much the estimated driving mileage on the car per year is? I estimated that I would drive 10k miles per year when I signed up with insurance but I've only driven about half of that. Would lowering my estimated travel reduce my insurance perimum? I know it probably won't be by much, but a little is something. Thanks for the help buds.
VIP Member
iTrader: (6)
Joined: Feb 2003
Posts: 6,155
From: Alaska
Car Info: R.I.P 03 aspen white wrx
lower is better i would have i changed..... as is im supposable driving 5k a year.....lol.... i have a 03 with 17,000 miles on it..
edgar,
they dont check i have AAA
edgar,

they dont check i have AAA
im 27k just a little more than a year and a half...
since ive already hijacked another thread, whats another...
hey ed...thats me that you're seeing every once awhile coming out of the lake merced turns. around 11am. and every single time i forget to take a look at the wing. damnit.
since ive already hijacked another thread, whats another...
hey ed...thats me that you're seeing every once awhile coming out of the lake merced turns. around 11am. and every single time i forget to take a look at the wing. damnit.
250,000-mile Club President
Joined: Nov 2002
Posts: 4,770
From: Bizerkeley
Car Info: MBP 02 WRX wagon
I think that is part of why my rates doubled last year, I estimated I'd drive it 12,000 miles when I signed up, but it was at 60,000 miles less than a year and a half after I bought it.
Darn you Vic, don't hijack my thread
Hey were you parked on 19th avenue today, er....like between taraval and santiago somewhere? Saw a blue with spoiler, didn't know if it was you.
Yeah I have AAA too, if it's lower I'm adjusting it. Damn insurance agencies are raping us all anyways.
to insurance companies and
to the people who requires us to have it and
to those stupid drivers who raise our rates, and while I'm at it
the world.
I still like you guys though
Hey were you parked on 19th avenue today, er....like between taraval and santiago somewhere? Saw a blue with spoiler, didn't know if it was you.Yeah I have AAA too, if it's lower I'm adjusting it. Damn insurance agencies are raping us all anyways.
to insurance companies and
to the people who requires us to have it and
to those stupid drivers who raise our rates, and while I'm at it
the world.I still like you guys though
Guest
Posts: n/a
Yes, you can get your insurance lower when you don't drive your car over a certain number of miles. Different insurance companies have different mileage requirments, but they are usually around 7K or so. I did that on mine since my WRX is not my main everyday car. It saves a lot of money. On mine, I keep it under 7K miles/year and I save almost $400 a year! Nice to have. I've had my car for a year now and I just hit 5,000 miles on the odometer.
Originally posted by Forced Impreza
Yes, you can get your insurance lower when you don't drive your car over a certain number of miles. Different insurance companies have different mileage requirments, but they are usually around 7K or so. I did that on mine since my WRX is not my main everyday car. It saves a lot of money. On mine, I keep it under 7K miles/year and I save almost $400 a year! Nice to have. I've had my car for a year now and I just hit 5,000 miles on the odometer.
Yes, you can get your insurance lower when you don't drive your car over a certain number of miles. Different insurance companies have different mileage requirments, but they are usually around 7K or so. I did that on mine since my WRX is not my main everyday car. It saves a lot of money. On mine, I keep it under 7K miles/year and I save almost $400 a year! Nice to have. I've had my car for a year now and I just hit 5,000 miles on the odometer.
Originally posted by ScoobyBoy
hey ed...thats me that you're seeing every once awhile coming out of the lake merced turns. around 11am. and every single time i forget to take a look at the wing. damnit.
hey ed...thats me that you're seeing every once awhile coming out of the lake merced turns. around 11am. and every single time i forget to take a look at the wing. damnit.
im good. same ole same ole...school, paying for gas, and hoping each monday that gas prices have lowered.
how about you?
i was wondering how come you never waved back or anything. seems like everytime i see you, im in front of a huge suv or something and can never see you ahead of time. by the time i see you and wave, im at the first turn, and dont have enough time to see back to see the wing.
did i see you at irving one time too? pulling out of sunset super?

sorry about the highjack barry. hahaha
how about you?
i was wondering how come you never waved back or anything. seems like everytime i see you, im in front of a huge suv or something and can never see you ahead of time. by the time i see you and wave, im at the first turn, and dont have enough time to see back to see the wing.
did i see you at irving one time too? pulling out of sunset super?

sorry about the highjack barry. hahaha
Originally posted by ScoobyBoy
im good. same ole same ole...school, paying for gas, and hoping each monday that gas prices have lowered.
how about you?
i was wondering how come you never waved back or anything. seems like everytime i see you, im in front of a huge suv or something and can never see you ahead of time. by the time i see you and wave, im at the first turn, and dont have enough time to see back to see the wing.
did i see you at irving one time too? pulling out of sunset super?

sorry about the highjack barry. hahaha
im good. same ole same ole...school, paying for gas, and hoping each monday that gas prices have lowered.
how about you?
i was wondering how come you never waved back or anything. seems like everytime i see you, im in front of a huge suv or something and can never see you ahead of time. by the time i see you and wave, im at the first turn, and dont have enough time to see back to see the wing.
did i see you at irving one time too? pulling out of sunset super?

sorry about the highjack barry. hahaha
Registered User
iTrader: (1)
Joined: Mar 2003
Posts: 344
From: EastSFBay
Car Info: Not a WRX any more . . .
Yeah, we had a vehicle we quit driving much, and saved a lot by telling AAA that we would drive it less than 7k/yr.
On all our cars, they kept asking (about once a year) for the current mileage, but they didn't want it unless we knew the exact figure on an exact date, so they never got the figures.
On all our cars, they kept asking (about once a year) for the current mileage, but they didn't want it unless we knew the exact figure on an exact date, so they never got the figures.
Guest
Posts: n/a
Interesting about the rate increases. I've seen my Allstate rates go up over 300% in the last two years, but:
-No claims made in the tens years I've been with Allstate
-No tickets
-No accidents
-Recently married
I'm now paying $3300+ per year for a 2003 WRX and a 2000 Ford Escort (wife's car), with my old Porsche 914 on suspension to try and save a few $$. My agent says it's because I moved to the city (from El Cerrito, where I used to get my mail even though I lived in SF), but 300%!?!
Maybe the insurance companies figured out the WRX, and maybe I'm paying for Allstate's 9/11 losses. Last year it doubled, then this years they're asking for ANOTHER $1000. Shopping around now...
-No claims made in the tens years I've been with Allstate
-No tickets
-No accidents
-Recently married
I'm now paying $3300+ per year for a 2003 WRX and a 2000 Ford Escort (wife's car), with my old Porsche 914 on suspension to try and save a few $$. My agent says it's because I moved to the city (from El Cerrito, where I used to get my mail even though I lived in SF), but 300%!?!
Maybe the insurance companies figured out the WRX, and maybe I'm paying for Allstate's 9/11 losses. Last year it doubled, then this years they're asking for ANOTHER $1000. Shopping around now...
Originally posted by petestout
I'm now paying $3300+ per year
I'm now paying $3300+ per year
to insurance


