crazy bofa story
05-14-2008, 12:43 AM
#1
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crazy bofa story
a friend of mine banks w/ bofa.
SOMEONE jacked his account from his bank. how much? enough to get brand new wheels/tires for for a basketball team. (rotas ofcourse, don't be silly)
emptied it out.
he did everything over the phone. he was even able to change the contact # to some pay as you go, cell phones.
he was able to get a NEW card shipped to where his "vacation" address.
im sure they'll get their money back.
inside job dude.
craziness in the world. K back to work.
-sd
SOMEONE jacked his account from his bank. how much? enough to get brand new wheels/tires for for a basketball team. (rotas ofcourse, don't be silly)
emptied it out.
he did everything over the phone. he was even able to change the contact # to some pay as you go, cell phones.
he was able to get a NEW card shipped to where his "vacation" address.
im sure they'll get their money back.
inside job dude.
craziness in the world. K back to work.
-sd
05-14-2008, 08:00 AM
#3
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wow, really makes me think twice about ordering **** online, that's the only place I really see this sort of thing happening. That or like you said, an employee jacking an account.
Most of my accounts are negative right now though so i don't really gotta worry till I get stimulated by the gubmen.
Most of my accounts are negative right now though so i don't really gotta worry till I get stimulated by the gubmen.
05-14-2008, 08:40 AM
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I am not too shocked. If you work at a bank, like I do, you know how easy it can be.
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...
05-14-2008, 08:42 AM
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wow, really makes me think twice about ordering **** online, that's the only place I really see this sort of thing happening. That or like you said, an employee jacking an account.
Most of my accounts are negative right now though so i don't really gotta worry till I get stimulated by the gubmen.
Most of my accounts are negative right now though so i don't really gotta worry till I get stimulated by the gubmen.
online retailer's don't have information that will allow you to change ship address/ contact #s of a bank account and get a replacement card shipped to some random address.
-sd
05-14-2008, 09:20 AM
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i don't want to go in much detail re: this particular scam. but i honestly think its an inside job.
online retailer's don't have information that will allow you to change ship address/ contact #s of a bank account and get a replacement card shipped to some random address.
-sd
online retailer's don't have information that will allow you to change ship address/ contact #s of a bank account and get a replacement card shipped to some random address.
-sd
But man, hopefully he gets that **** taken care of...I'd be pissed if I lost a bunch of money simple because some ****tard making minimum wage at a bank decided to go off the deep end...
05-14-2008, 09:33 AM
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yeah I work for a bank as well....and....yeah sounds like an inside job to me. I'll be truthful it's uber easy to change peoples information, from address, pin #'s and ordering cards. I mean we have all your information and most people that work for banks are pretty honest peoples (me) but yeah I know of people that have gotten in trouble for doing just that...Basically changing address ordering atm cards and shopping!!! Most of the time the person is caught though, but whats hard about it is a lot of times banks will say "it's your fault and that you entered the pin #" Unless a bunch of people start coming in to complain that money is missing like in the example I gave earlier...the investigators thought it was the customer that was at fault until a bunch of people started coming in for missing money. (the person that stole the money got hella greedy) ok well that it for story time If you guys need an account or loan pm me! 
I use to be zoebs personal banker hahaha
05-14-2008, 10:12 AM
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Haha, kind of reminds me of a couple weeks ago. I logged into an online banking system (won't say which one, I've got 3 CC's and 2 Bank accounts, all with different places) and they said due to a recent upgrade in their security system, they were requesting that all customers change their password...
haha, kinda got me thinking...
haha, kinda got me thinking...
05-14-2008, 10:26 AM
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I am not too shocked. If you work at a bank, like I do, you know how easy it can be.
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...
05-14-2008, 10:59 AM
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I am not too shocked. If you work at a bank, like I do, you know how easy it can be.
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...
Speaking of, I walked into Wells yesterday to ask about some deduction on my Checking Account. I have this PMA account, supposed to be there highest checking account with all these fancy smancy features but they will charge if you dont meet a balance rating.
Well long story short, I walk in to find out why I was getting charged $25 a month even though I met the balance amount and what not. Check this ish out. I walked in go to a teller, ask about checking account. The teller hands me over to a "Personal Banker", the cats who are sitting in desks on the bank floor.
I handed the banker my card (ATM) and she pulls up my account and starts talking account detail with me. Asking me ish like if I needed to change my address and so on so forth. So I did.. and I ended closing my current account, opening a new one, and transferring all the money from the Old to a New while getting reimbursed for 6 months of checking fees.
At this point you should be wondering why I am posting this. Well, the whole time I did this I was never asked for an ID or any security questions. Nothing. So after I set everything up in a new account, because at this point I am trying to see how FAR I can go, I told the bank manager
"Do you realize I walked in with an ATM card, closed an account, opened a new one, and transfer all the funds from the old to the new, while changing my address? This was all without asking to verify my identity?"
Boy that was a pretty scene..
Made me think, how many people do this each day and actually get away with it... I don't even want to know the answer to that...