Anyone have ING but switch?
If you have enough saved (i.e $10K+) then it would be worth it. If you're like me and have squat then the extra earnings would be minimal.
E-Loan has a 5.50% APY savings
Everbank has a checking that pays 6.00% guaranteed for 3 months.
IIRC those two are the highest liquid paying accounts around. I have ING because it was the highest paying account 2 years ago.
If anyone needs good savings/CD/MM rates, PM me.
E-Loan has a 5.50% APY savings
Everbank has a checking that pays 6.00% guaranteed for 3 months.
IIRC those two are the highest liquid paying accounts around. I have ING because it was the highest paying account 2 years ago.
If anyone needs good savings/CD/MM rates, PM me.
I have HSBC direct online savings, which is advertised at 5.05% currently.
Which is kinda funny considering their 6 mo. CDs (last time I looked) are at 4.x%
I agree with SubieOCD though. Unless you have a fair amount in savings, you won't see much extra from a few percent, and its probably not worth the switch (unless you have other reasons to switch, like ING ate your baby or something).
Which is kinda funny considering their 6 mo. CDs (last time I looked) are at 4.x%
I agree with SubieOCD though. Unless you have a fair amount in savings, you won't see much extra from a few percent, and its probably not worth the switch (unless you have other reasons to switch, like ING ate your baby or something).
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All about the paypal money market account. It’s consistantly over 5%, pays dividends monthly, and the best part is that your account is fully liquid. I had ING a while ago but then transferred everything into paypal. You can't really beat 5% on a fully liquid account.
Last edited by MethodBuilt; Oct 25, 2006 at 11:23 PM.
Right now would be a good time to lock into a longer term CD (if you are able to manage without the funds). CD rates have hit thier high and will probably lower slowly over the upcoming months. If I had a good amount of dough, I'd put it in a 12-24 month CD at 5.50%+ (good no risk investment).
Originally Posted by ucbsti
i think city is 5% right now, countrywide has good short term CDs
Originally Posted by EQ Tuning
All about the paypal money market account. It’s consistantly over 5%, pays dividends monthly, and the best part is that your account is fully liquid. I had ING a while ago but then transferred everything into paypal. You can't really beat 5% on a fully liquid account.
Originally Posted by darkonion
Emigrant Direct.
I personally like ING Direct because if you refer someone, you get $10. Hehe.
I personally like ING Direct because if you refer someone, you get $10. Hehe.
Originally Posted by subie OCD
Right now would be a good time to lock into a longer term CD (if you are able to manage without the funds). CD rates have hit thier high and will probably lower slowly over the upcoming months. If I had a good amount of dough, I'd put it in a 12-24 month CD at 5.50%+ (good no risk investment).
. If you're young, buy some aggressive overseas growth funds instead. Put the money into an Roth-IRA if you don't already have one, always thought there are many better things than CD...3 in a row...
The main thing is to do something that works for you.
I expect 3 things:
a competitive interest rate
great service
and ease of mind
I've been w/ ING for 5 years now...no issues and the customer service has been top notch. I've moved large amounts in and out, w/ relatively little hassle.
I'm cool w/ them, even though they aren't the highest rate out there.
Something like Paypal...well I'd half expect my money to be gone after a month...maybe it's just the bad press or the fact I still get scams emailed to me, 2 years after I closed my account. I just don't trust them...not w/ my savings.
I expect 3 things:
a competitive interest rate
great service
and ease of mind
I've been w/ ING for 5 years now...no issues and the customer service has been top notch. I've moved large amounts in and out, w/ relatively little hassle.
I'm cool w/ them, even though they aren't the highest rate out there.
Something like Paypal...well I'd half expect my money to be gone after a month...maybe it's just the bad press or the fact I still get scams emailed to me, 2 years after I closed my account. I just don't trust them...not w/ my savings.