meeting with bank ( wamu ) tomorrow to talk about some investments besides a cd. if you had 5k or so to invest, how would you invest it?

 

in tofu

 

throw it into something that's zero risk. I'd probably look at emigrant or ing

 

I buy shares of my company and some international stocks. Both through the stock options Vanguard offers.

 

he isn't 50+ yrs old. why would you tell someone to invest in a reg. online savings acct? i'm not saying it's bad but the ROI is so low.

i say open up a roth ira OR if your company offers it, put the $ in a 401k.

 

thats what my parents did. with that money you can also invest in stock, you just cant get it out until you retire.

 

i'm an investment analyst for a wealth management firm.

what's your time line for this money?
how much of it can you afford to lose?

 

Money in ING or Emigrant is still liquid though. You can pretty much take it out whenever you want. Is it a good long term investment, probably not. But it is probably better than leaving it in your savings account.

It might be true that an IRA will have better average on the return, but it still presents risk. Not to mention, if you don't have any experience in the stock market, it might be something you want to take slow when you first get into it.

 

It's a liquid investment - being that I have no idea of his background or any idea of what his financial situation is like, I only offered my opinion.

 

Great minds think alike. See post above your's.

 

well the money we didnt want to risk we put in cd and sons college fund(2 months old) i did that on sat. and when i was leaving, the banker gave me some info on their mutual funds that were 14 months long. i dont know alot about them but i wanted to invest about 5k ish and i wanted to see what would get the most return i also wanted to see if i could put that money into something international also, i dont want the banker tomorrow to say oh he doesnt know what hes doing and have me invest in some stupid sh*t

 

time would be any
and for how much to lose, what we couldnt lose we put in his cd

 

save that 5k and wait till Visa becomes an IPO in early 2008

 

Good place to research for investments.

http://www.bankrate.com/

Gl with your investment!

 

I'd put it into an index fund. If you know what your doing, they are pretty low risk and can get to about 10% per year. I wouldn't invest in anything right now tho, rates are low and the economy is bad. The only thing i'd invest in with my own money are some foreclosure houses up in sac. some of them are going for 280k for normally 450k house.