View Full Version : Insurance for Impreza WRX


syahm
12-27-2002, 04:53 PM
to all impreza WRX 02, and 03 owners, how much do you guys pay for full-coverage insurance monthly? I'm 23 with not so clean driving record just got the least expensive quote from my insurance girl for $225/month, is that cheap or expensive?
thanks all.

WRBlue
12-27-2002, 07:10 PM
I pay $64 a month. 32 with a clean driving record. Really depends on your driving record and age. $225 doesn't sound to bad, considering you said "not so clean driving record".

Rollerboy
12-27-2002, 07:25 PM
I'm 30 and I pay $140 a month....clean record though!

03impreza2.5rs
12-27-2002, 08:06 PM
i pay 140 and im 21.clean driving record though.

JZa80GTRHybrid
12-28-2002, 09:23 AM
I'm 16 and im 'going to' pay $200 per month if that makes you feel any better. =(

charlie
12-28-2002, 11:46 AM
what insurance do you guys have.. i have triple AAA.. i'm 21.. and only have 1 ticket.. 2 years ago.. so i guess its on my record.. but i gotta pay 2500 a year.. thats with full coverage and liability.. i don't think the 32 or 64 is full coverage and liability... probably just the liability... but now i feel like i'm gettin jacked.. how old are you guys also if you don't mind me askin.. just to compare insurance prices... thanks
charlie

WRBlue
12-28-2002, 11:56 AM
Charlie,

My $64.00 a month is full coverage. I still have a lean against the car, and in CT you must have full coverage. I will also clearify the price a little. My employer offers home and auto insurance. I work for a company owned by Disney. Prudential and MetLife offer my company pretty good deals. Currently my insurance is with Metlife, the cost is deducted from my pay check every two weeks. This gives you a little extra discount. Same coverage with my old company (NationWide) would be about $400.00 more a year. Also keep in mind that I'm not 16, I'm 32 years old with an excellent driving record. Nothing on my record for the past 5 years.

The 32 was my age, not price for insurance. Although Metlife takes about $32.00 a paycheck, hence the $64.00 a month.

Trust me I know how crappy it is to have a newer car and have to pay ungodly high insurance. As you get older, it goes down. Staying out of trouble helps a lot also.

All said and done I pay about $800 a year for auto insurance, and yes that is full coverage.

Ed
12-28-2002, 02:42 PM
Buying insurance isn't like buying eggs at the store. There are too many variables (age, record, gender, address, credit history) for you to get an accurate idea of what you should pay based on what others pay.

The best idea is to call around and get some quotes.

WickedRydaX
12-28-2002, 06:07 PM
I have everyone bet! Mine is about $1700 ever 6 months, or 284ish on month. Full coverage, and thats is even with a 2g Deductable, and good grades, we get 15% with a B or better avg. Glade I'm not paying it right now, damn 18 with two ticket, a turbo and AWD.

JZa80GTRHybrid
12-28-2002, 08:27 PM
thats good stuff right there, as for me im 16 $594 for 6months for liability only (quote) clean record (havnt driven) with good student discount and on my parents account with them buying over 2000$ worht of insurance from Allstate.

galactichero
12-29-2002, 11:13 AM
Your quote is about right. I'm 26, a professional, but I have a reckless and a speeding (and this irritating failure to obey a highway sign for using a closed road on my motorcycle--my friend was running out of gas) and that makes me "high risk." I pay about $200/mo. w/ full coverage and a ridiculously low deductible. Insurance companies look at your age, gender, record, and, believe it or not, your credit rating to determine how much to charge you. They also consider if you have several policies with them, and things like that. You might be able to get them to drop the rate by 1) putting the 6 mo. or year amount on a credit card and thereby paying it all off at once, 2) checking your credit report to make sure there's nothing wierd on it, 3) asking if they'll give you a reduction for taking a driver re-ed. class, 4) having multiple policies (I don't know if this is possible for your, but another car, motorcycle, renters, life, home... whatever other insurance you have), or 5) shopping around. 5 sucks because it can be hard to get with another company if you have an existing ticket.
Also, look up how long tickets stay on your record in your state, and how long your insurance company goes back. My company goes back 5 years, but my state only keeps basic speeding on my record for 3 (if I remember correctly). The injury may not go to insult if you lose the record soon.
Still, you drive a $25k rally-inspired sports-car with a 227 horsepower engine... what do you expect? They have to assume there's some testosterone issues SOMEWHERE in that picture.

syahm
12-30-2002, 09:23 AM
I got a new quote from different insurance co, $194.00/month with home renter's insurance included. I have one speeding ticket that raised the insurance by $17/month, it sucks.
THis is a better quote now i'm off to local credit union to secure a loan, hopefully i could get a car today or tomorrow.

ScoobySaurusRex
12-30-2002, 10:17 AM
I pay about $2700 /year. I'm 22, clean record and lots of liability. I'm in NJ that's why I'm paying out the butt.

DetailAddict
12-30-2002, 10:45 AM
770/6 months, 22, and 1 speeding (cali)

EDIT: opps.. i have 02rs

X1_SRT
12-30-2002, 12:08 PM
i'd say you are doing alright. i pay $200 for my '95 talon tsi turbo, w/ one major accident, and one criminal speeding ticket in 4 years of having my liscence. $200 a month for a brand new does not sound too bad to me. then again i would not mind being WRblue and paying only $64!!!
-PJ

hcyuan
12-30-2002, 01:01 PM
WOW! You guys get good price. I'm 20 with a clean record and I'm paying $300 a month for full coverage and liability for an '03 WRX!

bemani
12-30-2002, 01:03 PM
$65 a month on a WRX and a Corolla. 25 y/o clean record.

bundyboyz
12-30-2002, 07:03 PM
18 clean record... full coverage

2050 a year

WRXSTIle
12-30-2002, 07:43 PM
Im paying 120$ a month but thats on 3 cars and 2 are brand new. Thats full coverage also. I use allstate and my home owners Insurance is through them also so im sure that helps. I'm 25, I have a few tickets but nothing to current. I dont think they've checked my record since we started using them like 6 yrs ago because even the years when I got tickets my Insurance went down. But once i think about it at 19 I had an eclipse gst through Geico and the insurance was close to 300$ a month.

Uncaballero
12-30-2002, 09:16 PM
Hi all, just called the ins.agent today to add on my 03 WRX. I'm 42 and a clean driving record and for 6 months my policy came out to $573. But this might change though because every time I get behind the wheel of my REX, the posted speed limit is too damm slow!!!!! I think a good radar detector is next on my shopping list.

Ictoagh
01-04-2003, 05:30 PM
I have a question about insurance on the WRX. Currently I drive a Miata and am trading it for a WRX, How does insurance compare between the two. I've got a clean record, so it shouldn't be too expensive, I just hope they don't eat me alive because it's a turbo awd car ....

ShotgunTC88
01-04-2003, 08:57 PM
Im like UnCaballero, Im "older" also (46yrs)

Im payin $1000 a yr. full coverage,

$250/$500 (Comp./Coll.deductable)

Its the TURBO and the dam insurance companies man!!

Nothin you can do unless you buy a "Hooptie" and get liability.

(Hell, My 02 H-D Deuce is only $500 a yr. $30k coverage!...WTF?)

Shotgun

Ictoagh
01-04-2003, 08:59 PM
I'm paying 90-something a month, so I don't know if I expect it to go up that much, depends on how State Farm rates cars, I suppose.